Last January was a nightmare. After paying for my car to be fixed and footing the bill for registration, I found myself with hundreds of other unplanned expenses. In addition to taking care of tuition and buying a brand new vacuum cleaner, I also realized that my daughter needed new clothes after going through a growth spurt. Unfortunately, my checking balance was dry, and I didn't know how I would take care of so many expenses. However, I was able to take out a personal loan that helped me to make things right. My blog discusses different financial services, so that you understand your options.